Ledyard Financial Group Stock Analysis

LFGP Stock  USD 16.99  0.02  0.12%   
Ledyard Financial's financial leverage is the degree to which the firm utilizes its fixed-income securities and uses equity to finance projects. Companies with high leverage are usually considered to be at financial risk. Ledyard Financial's financial risk is the risk to Ledyard Financial stockholders that is caused by an increase in debt. In other words, with a high degree of financial leverage come high-interest payments, which usually reduce Earnings Per Share (EPS).
Given that Ledyard Financial's debt-to-equity ratio measures a OTC Stock's obligations relative to the value of its net assets, it is usually used by traders to estimate the extent to which Ledyard Financial is acquiring new debt as a mechanism of leveraging its assets. A high debt-to-equity ratio is generally associated with increased risk, implying that it has been aggressive in financing its growth with debt. Another way to look at debt-to-equity ratios is to compare the overall debt load of Ledyard Financial to its assets or equity, showing how much of the company assets belong to shareholders vs. creditors. If shareholders own more assets, Ledyard Financial is said to be less leveraged. If creditors hold a majority of Ledyard Financial's assets, the OTC Stock is said to be highly leveraged.
Ledyard Financial Group is fairly valued with Real Value of 16.36 and Hype Value of 16.99. The main objective of Ledyard Financial otc analysis is to determine its intrinsic value, which is an estimate of what Ledyard Financial Group is worth, separate from its market price. There are two main types of Ledyard Financial's stock analysis: fundamental analysis and technical analysis.
The Ledyard Financial otc stock is traded in the USA on OTCQX Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA.
  
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Ledyard Financial Group. Also, note that the market value of any otc stock could be closely tied with the direction of predictive economic indicators such as signals in census.

Ledyard OTC Stock Analysis Notes

The company has price-to-book ratio of 0.84. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Ledyard Financial last dividend was issued on the 23rd of February 2023. The entity had 3:1 split on the 21st of September 2017. Ledyard Financial Group, Inc., headquartered in Hanover, New Hampshire, is the holding company for Ledyard National Bank. For more information, please refer to the Investor Relations section of the banks website at www.ledyardbank.com or contact the Companys Chief Financial Officer, Gregory D. Ledyard Financial operates under BanksRegional classification in the United States and is traded on OTC Exchange.The quote for Ledyard Financial Group is listed on Over The Counter exchange (i.e., OTC), and the entity is not required to meet listing requirements such as those found on the Nasdaq, NYSE, or AMEX exchanges. To find out more about Ledyard Financial Group contact Kathryn CFP at 603 643 2244 or learn more at https://www.ledyardbank.com.

Ledyard Market Capitalization

The company currently falls under 'Micro-Cap' category with a current market capitalization of 65.67 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Ledyard Financial's market, we take the total number of its shares issued and multiply it by Ledyard Financial's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.

Ledyard Profitablity

Ledyard Financial's profitability indicators refer to fundamental financial ratios that showcase Ledyard Financial's ability to generate income relative to its revenue or operating costs. If, let's say, Ledyard Financial is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Ledyard Financial's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Ledyard Financial's profitability requires more research than a typical breakdown of Ledyard Financial's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of 0.23 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.25 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.25.

Technical Drivers

As of the 15th of February 2026, Ledyard Financial secures the Downside Deviation of 1.36, mean deviation of 0.7969, and Risk Adjusted Performance of 0.1679. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Ledyard Financial, as well as the relationship between them. Strictly speaking, you can use this information to find out if the firm will indeed mirror its model of past prices, or the prices will eventually revert. We were able to analyze and collect data for nineteen technical drivers for Ledyard Financial, which can be compared to its peers in the industry.

Ledyard Financial Price Movement Analysis

Execute Study
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Ledyard Financial Predictive Daily Indicators

Ledyard Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Ledyard Financial otc stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Ledyard Financial Forecast Models

Ledyard Financial's time-series forecasting models are one of many Ledyard Financial's otc stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Ledyard Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Ledyard Financial Debt to Cash Allocation

Ledyard Financial Group currently holds 5.63 M in liabilities. Debt can assist Ledyard Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Ledyard Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Ledyard Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Ledyard to invest in growth at high rates of return. When we think about Ledyard Financial's use of debt, we should always consider it together with cash and equity.

Ledyard Financial Assets Financed by Debt

Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Ledyard Financial's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Ledyard Financial, which in turn will lower the firm's financial flexibility.

About Ledyard OTC Stock Analysis

OTC Stock analysis is the technique used by a trader or investor to examine and evaluate how Ledyard Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Ledyard shares will generate the highest return on investment. We also built our otc analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual OTC such as Ledyard Financial. By using and applying Ledyard OTC Stock analysis, traders can create a robust methodology for identifying Ledyard entry and exit points for their positions.
Ledyard Financial Group, Inc., headquartered in Hanover, New Hampshire, is the holding company for Ledyard National Bank. For more information, please refer to the Investor Relations section of the banks website at www.ledyardbank.com or contact the Companys Chief Financial Officer, Gregory D. Ledyard Financial operates under BanksRegional classification in the United States and is traded on OTC Exchange.

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As an investor, your ultimate goal is to build wealth. Optimizing your investment portfolio is an essential element in this goal. Using our otc stock analysis tools, you can find out how much better you can do when adding Ledyard Financial to your portfolios without increasing risk or reducing expected return.

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Additional Tools for Ledyard OTC Stock Analysis

When running Ledyard Financial's price analysis, check to measure Ledyard Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Ledyard Financial is operating at the current time. Most of Ledyard Financial's value examination focuses on studying past and present price action to predict the probability of Ledyard Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Ledyard Financial's price. Additionally, you may evaluate how the addition of Ledyard Financial to your portfolios can decrease your overall portfolio volatility.